Inventory continuity
Replenish faster without waiting for the full settlement cycle to conclude.
Current focus
Turn marketplace
receivables into momentum.
E-commerce bill discounting helps eligible sellers access working capital against completed sales awaiting marketplace settlement.
01 / The cash-flow gap
Your sale is complete.
Your cash is still in transit.
Marketplace settlement cycles can leave capital unavailable just when sellers need to replenish inventory, pay suppliers, fund fulfilment, or capture a demand spike. Indivaha evaluates eligible receivables and structures financing around that underlying flow.
02 / Where it helps
Supplier payments
Better align outgoing obligations with receivables already generated through sales.
Growth windows
Act on campaigns, seasonal demand, and high-performing products with greater agility.
03 / Indicative fit
Built for established
digital commerce flows.
Each proposal is assessed individually. Typical evaluation areas may include:
- Demonstrable sales through recognised online marketplaces
- Completed or eligible receivables with a clear settlement trail
- Consistent operating and transaction history
- Satisfactory business, promoter, and compliance review
- A defined use for the requested working capital
Product availability, eligibility, pricing, tenor, security structure, and disbursement remain subject to due diligence, credit assessment, documentation, and final approval.
Start here
Put settled sales
back to work sooner.
Tell us about your marketplace, settlement cycle, and working-capital requirement.
Discuss your requirement